Know where every naira goes
From payday to school fees — Ryport tracks, categorises, and explains your money. Start as a personal assistant. Scale to an AI CFO.
₦0
to start
2
banks on free
10
AI chats/day
Food is 45% of spending — ₦40,000. Transport is next at ₦18,500. You're on track overall.
How it works
Three steps to complete financial control
Designed for how money actually moves in Nigeria — fast setup, automatic sync, and human-readable insights.
Bank Sync Engine
Link your Nigerian bank accounts
Connect your supported bank accounts (Access, GTBank, Zenith, Kuda, Moniepoint) via Mono Open Banking. Transactions sync automatically with bank-grade security — zero manual entry.
Instant Intelligence
Let AI categorise every naira
Food, fuel, school fees, market stock, generator power, subscription renewals — instantly tagged and organized. Ask Ryport anything in plain English like 'How much went to fuel this month?'
Evolving OS
Scale from personal assistant to AI CFO
Set category budgets, track cash runway, and forecast upcoming obligations. For SMBs and agencies, unlock a full AI CFO with P&L reports and runway predictions.
Product Workspace
Your complete financial cockpit
Every account, transaction, and AI prediction — organized inside one clear, intuitive workspace.
Real-time visibility across all your accounts
See your total net position, monthly income, recent transactions, and category spending updated instantly as money moves.
- Mono Open Banking & Paystack automated sync
- Unified balance across GTBank, Access, Zenith, and Kuda
- Categorised transaction logs with search & tags
Good morning, Ryan
Net Position (30d)
₦842,500
+12%Income (recent)
₦450,000
↑Expenses (recent)
₦128,400
↓Linked accounts
2 connected
Why Ryport
Smart Financial Operating System
Automated accounting, proactive budget controls, and AI CFO insights built to scale with your financial growth.
Understand: Know where every naira goes
Know exactly where every naira goes with AI categorisation and real-time insights. Automatic classification of food, fuel, school fees, and business inventory without manual spreadsheet entry.
Manage: Smart budgets & alerts
Set smart budgets, track goals, and get proactive alerts before problems arise.
Grow: Turn financial data into strategy
Use your financial data as a strategic asset with AI CFO insights and business analytics.
Capabilities
From personal assistant to AI CFO
Ryport interprets your data, surfaces actionable insights, and evolves with your financial needs.
Financial Dashboard
Balance, income, expenses, and savings at a glance — updated in real time across all accounts.
AI Categorisation
Transactions sorted into Food, Transport, Fuel, Rent, and Business — no manual tagging.
AI Chat Assistant
Ask where your money went and get plain-English answers in seconds on mobile or desktop.
Smart Category Budgets
Set limits per category and receive proactive alerts before you overspend — not after.
AI CFO Engine
Runway forecasts, burn rate analysis, cash flow alerts, and executive summaries for your business.
Nigerian Bank & Paystack Sync
Connect supported Nigerian accounts (Access, GTBank, Zenith, Kuda, Moniepoint) via Mono Open Banking.
AI Engine
Your numbers, explained in plain English
Ryport monitors your accounts 24/7, surfaces spending anomalies, and predicts cashflow needs before they happen — no spreadsheets or accounting jargon.
Food & generator fuel spike detected
You spent ₦45,000 on dining out and ₦22,000 on fuel this week — 34% higher than your 4-week average.
Food & Dining
₦45,000
+34%
Fuel & Power
₦22,000
+18%
Your financial journey starts here
Free
Ideal for: Students · Individuals · First-time budgeters
A real-time snapshot of your financial health with AI categorisation and 2 bank account connections.
- Financial dashboard
- Manual expense & income tracking
- AI transaction categorisation
- 2 bank account connections
- AI chat — 10 messages/day
- Monthly financial report
- Basic budget planning
Your intelligent financial co-pilot
Pro
Ideal for: Professionals · Freelancers · Ambitious individuals
Unlimited AI, smart budgets, cash flow prediction, receipt scanning, and exports.
- Everything in Free
- Unlimited AI chat
- Smart AI budget recommendations
- Subscription detection & bill reminders
- Cash flow prediction
- Receipt scanner (AI)
- Export reports (PDF, CSV, Excel)
Your AI CFO
Advanced
Ideal for: Founders · Startups · SMEs · Finance teams
Business intelligence, AI CFO, team collaboration, multi-business, and API access.
- Everything in Pro
- Business dashboard & P&L reports
- AI CFO — runway, burn rate, risks
- Revenue analytics
- Team collaboration & roles
- Multi-business management
- API access & priority support
Use Cases
Which plan matches your financial situation?
Real Nigerian scenarios showing how Ryport evolves with you over time.
Amara (Student Scenario)
Illustrative scenario · Student budgeting
Example scenario: Tracking a ₦35,000 monthly allowance. AI categorisation highlights food & subscription breakdown so users can target savings goals.
Tunde (Freelancer Scenario)
Illustrative scenario · Solo contractor
Example scenario: Managing fluctuating monthly income. Cash flow forecasting aids liquidity planning while automated subscription detection flags recurring charges.
Chidinma (SME Founder Scenario)
Illustrative scenario · SME Operations
Example scenario: Monitoring monthly business revenue & operating expenses. Executive AI CFO analytics track runway months, burn rate, and cost anomalies with team permission controls.
Chiamaka Obilor
Founder, Pectrids
Customer Story
“I finally know where my money is going.”
“I used to guess my spending at the end of every month. With Ryport, I see every transaction categorized instantly — from generator fuel to vendor paystack links.”
“Within weeks of using Ryport, I surfaced leaks in my spending I didn't even realize existed and saved more every month.”
Impact on Savings
+24% saved/mo
Time Saved Reconciling
4 hrs/week
Explore
Everything Ryport offers
Jump to any page — no hunting through menus.
Product
Solutions
Start free. Grow with intelligence.
Your AI-powered financial operating system — from pocket money tracking to full AI CFO profit & loss analysis.